Mortgages-cited resources

Find a comprehensive list of all the professional sources referenced in this article including professional journals, associations and government websites.

What Are Mortgage Underwriters?

Explore the role that mortgage underwriters play in the mortgage application process.

How Much Mortgage Can I Afford?

Discover how much mortgage you can afford and the factors and percentages taken into consideration.

What Is Private Mortgage Insurance?

Take a look at private mortgage insurance and under what circumstances it is required.

How Does a Reverse Mortgage Work?

Discover how a reverse mortgage works both now and after the borrower sells the home.

Can You Refinance Second Mortgages?

Information regarding refinancing a second mortgage and what your options are.

How Are Mortgage Rates Determined?

A basic look at the factors determining mortgage rates and a simple prediction tool.

How Soon Can I Refinance a Mortgage?

Discover how soon you can refinance a mortgage and why the term seasoning may be working against you.

What Are Mortgage Points?

An explanation of mortgage points, what they are, how they work, and when they are tax deductible.

How Is Mortgage Interest Calculated?

Explore how mortgage interest is calculated and statistics on average mortgage interest rates.

How to Get a Mortgage with Bad Credit

How to get a mortgage with bad credit, the application process, and where to find a lender.

Can I Get a Mortgage after Foreclosure?

Discover if you can get a mortgage after foreclosure, how much time must lapse between a foreclosure and approval for a new mortgage, and circumstances that can help you get there more quickly.

How to Calculate a Mortgage Payment

How to calculate a mortgage payment and ensure that you are getting the lowest possible payment.

Can I Get a Mortgage after a Short Sale?

Find out if you can get a mortgage after a short sale, the waiting period, and the special circumstances that could get you into a new home faster.

What Is a Jumbo Mortgage?

Discover how a jumbo mortgage works, conventional mortgage limits, and how to get a jumbo mortgage.

What Is an Interest Only Mortgage?

Discover what an interest only mortgage is and who would benefit from this type of mortgage.

How Does an Adjustable Rate Mortgage Work?

How an adjustable rate mortgage works and three things every consumer should know.

Can You Foreclose on a Second Mortgage?

Discover how foreclosure works when there is a second mortgage involved.

How Do Fixed Rate Mortgages Work?

Discover how a fixed rate mortgage works and in what circumstances its best to choose this mortgage.

What Is a Mortgage Bond?

Explore mortgage bonds, how they work, and who benefits.

How Many Times Can You Refinance a Mortgage?

A look at how many times you can refinance your mortgage, and obstacles homeowners face when attempting to refinance.

What Is a No Doc Mortgage?

Examine how a No Doc Mortgage works and which type may best suits your situation.

Can You Claim Mortgage Interest on Taxes?

Discover if you can claim mortgage interest on taxes, who is eligible,and the paperwork necessary to do so.

What Is Mortgage Forbearance?

Discover what a mortgage forbearance is, how it works, and why it is so important in a declining economy.

How to Assume a Mortgage

How to assume a mortgage-assumption with novation and direct assumption and the risks involved.